Highlight:
| Title | Description |
|---|---|
| Room Rent Limit | SI less than 50L: Up to single AC private room | SI 50L and above: All room types covered |
| ICU Daily Rent Limit | SI less than 50L: Up to single AC private room | SI 50L and above: All room types covered |
| Pre-Hospitalization Expenses | 60 days, Up to Sum Insured |
| Post Hospitalization Expenses | 180 days, Up to Sum Insured |
| Minimum Hospitalization Period | 24 hours |
| Day Care Procedure Coverage | All Day Care Treatments covered |
| Additional Cover for Critical Illness | My: health Critical Illness Add On with Sum Insured options of Rs. 100,000 to Rs. 500,00,000 in multiples of Rs. 100,000 |
| Automatic Restoration of Sum Insured | Up to 100% of Base Sum Insured for any illness any insured person |
| Pre-Existing Disease / Illness coverage | Covered after 36 months |
| Waiting Period for New Policy | 30 days initial waiting period | 24 months waiting period on specific illnesses & surgical procedures |
| Co-Payment | No co-payment shall apply if Insured Person from Tier 2 avails a treatment in Tier 1. |
| Medical Screening | May be required based upon the age and basic sum insured. |
| Free Health Checkup | Individual policy SI 5L: Rs 1500 |SI 10L: Rs2000 |SI 15L: Rs4000 |20L, 25L & 50L: Rs5000 |100L & 200L: Rs8000 ||| Floater policy SI 5L: Rs 2500 |SI 10L: Rs5000 |SI 15L: Rs8000 |20L, 25L & 50L: Rs10000 |100L & 200L: Rs 15000 |
| Ambulance Expenses | Road: Up to Sum Insured Air: Up to 500,000 |
| Non-Allopathic Treatments | covers in-patient hospitalisation expenses alternate treatment methods viz. Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy. |
| Daily Hospitalization Allowance | my:Health Hospital Cash Benefit (Add-on) INR 500/ INR 1000/ INR 1500 /INR 2000/ INR 2500 / INR 3000 / INR 5000/ INR 7500/INR 10,000 to cover your out-of-pocket expenses.Daily Cash for Choosing Shared Accommodation 800 per day (max up to 4,800) |
| Donor Expenses | Covered up to Sum Insured | reimbursements for medical expenses incurred for organ donor’s in-patient treatment for harvesting of the organ donated. |
| No Claim Bonus | Cumulative Bonus (CB) 10% of the Base Sum Insured in respect of each claim free Policy Year, subject to maximum cap of 100%. If a claim is made in any particular Policy Year, the CB accrued shall be reduced at the same rate at which it has accrued. |
