|Room Rent Limit
|Maximum of 1%of Sum Insured per day or up to Rs. 5000/-, whichever is lower.
|ICU Daily Rent Limit
|Maximum of 2% of Sum Insured per day or up to Rs. 10000/-, whichever is lower
|30 days immediately before hospitalisation.
|Post Hospitalization Expenses
|60 days immediately after discharge post hospitalisation.
|Minimum Hospitalization Period
|Day Care Procedure Coverage
|Pre-Existing Disease / Illness coverage
|24 months from your first Health Policy.
|Waiting Period for New Policy
|First 30 days from the commencement of the policy.
|Policyholders paying Zone A premium rates can avail treatment allover India without any co-payment. But, those, who pay zone B premium rates and avail treatment in Zone A city will have
|Free Health Checkup
|Amount equal to 1% of the sum insured max up to Rs. 1500/- for each member in Individual policy during the block of 3 years.
|Maximum of Rs. 1000/- per Hospitalisation incurred on an ambulance offered by a healthcare or ambulance service provider
|Ayurvedic and Homeopathic Hospitalisation are covered
|Organ Donor Expenses covered
|Room Rent, Boarding and Nursing Expenses as provided by the Hospital maximum of 1%of Sum Insured per day or up to Rs. 5000/-, whichever is lower.
|No Claim Bonus
|5% of Sum Insured per annum. The maximum cumulative increase in the Limit of Indemnity will be limited to 25% of Sum Insured. Cumulative bonus will be decreased by 5% in the event of claim.