back
Smart Health Critical Illness Floater
Quick Links :
Synopsis:
Bharti AXA s SmartHealth Critical Illness policy is simple yet comprehensive policy which covers all expenses incurred as a result of critical illnesses.

Highlight:

  • Get benefits such as In-patient physiotherapy charges.
  • Life long policy renewal is available.
  • 5% discount on the renewal premium for every claim-free year, up to a maximum of 25%.
  • Get additional benefits such as children education benefit & Carriage of mortal remains.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
  • Pre-existing diseases are Covered after 48 months of continuous coverage.
  • Cashless hospitalization facility is available in more than 4300 hospitals.
Benefit:
Title Description
Ambulance Expenses upto Rs.2500
Attendant Allowance Yes
Automatic Restoration of Sum Insured Yes
Daily Hospitalization Allowance Rs.750 per day, max.30 days
Donor Expenses 15% off on SI over & above the original SI.
ICU Daily Rent Limit 100% of S.I
Minimum Hospitalization Period 24 Hrs
No Claim Bonus NA
No Claim Discount 5% every claim free year, upto max. 25%.
Nursing Allowance Rs.350 per day, max.30 days
Post Hospitalization Expenses 60 Days
Pre-Existing Disease / Illness coverage After 48 months.
Pre-Hospitalization Expenses 30 Days
Room Rent Limit 100% of S.I
Waiting Period for New Policy 60 Days