Highlight:
| Title | Description |
|---|---|
| Room Rent Limit | Covered |
| ICU Daily Rent Limit | Covered |
| Pre-Hospitalization Expenses | 60 days |
| Post Hospitalization Expenses | 90 days |
| Minimum Hospitalization Period | 24 hours |
| Day Care Procedure Coverage | 540+ day care procedures covered |
| Pre-Existing Disease / Illness coverage | Any pre-existing condition will be covered after a waiting period of 36 months. |
| Waiting Period for New Policy | 30 days |
| Medical Screening | Compulsory for insured of the age of 46. For all age groups if SI is above 10 lakh. |
| Free Health Checkup | 1% of previous year policy sum insured subject to a maximum of Rs. 10,000/- |
| Ambulance Expenses | Rs. 3000 per Hospitalization. |
| Non-Allopathic Treatments | Treatment under AYUSH is covered |
| Donor Expenses | Covers Medical and surgical Expenses of the organ donor for harvesting the organ where an Insured Person is the recipient. |
| No Claim Bonus | 50% increase in cumulative bonus for every claim free (max 100%) year In case of claim 50% decrease in bonus |
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